Insuring a new driver has changed an awful lot in recent years and insuring a young driver on a parent's policy comes with lots of pitfalls, some of which have serious consequences.
The BBC's Money Box programme estimated that over 1,000 claims involving young drivers were being rejected by insurance companies each year, and that figure is going up. A bit of research can save you a lot of hassle and expense. Just so you know, our 'Dos and Don'ts' relate to insurance in general, rather than any specific policies.
We're principally talking to you, Mum and Dad, but young drivers please take note as well.
We're not trying to scare you, we just want to make sure you make a safe and sensible decision when it comes to insuring young drivers.
Danielle Cooney 18, Birmingham says...
"I feel safe in my new car, it's very cheap to run and it's so comfortable. I would live in my car if I could, I love it that much!"
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