A parent's guide to young driver insurance

Discover how Black Box Insurance can help your child get on the road in a more afforable way, and develop their driving skills

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Choosing the best insurance for a young driver

When it comes to helping your child get on the road for the first time, it can be difficult to know where to start - plus the cost of lessons, a car and insurance all add up! Choosing insurance with black box technology can help make the costs a bit more manageble, and reduces the risk of accidents².
Marmalade offer black box insurance options on the young driver's own car, as well as on a parent's or grandparent's car. This takes the pressure off buying a car for them straight away and helps them earn that all-important No Claims Discount!

Discover annual insurance options on a family car or the young driver's car

On the young driver's car
On a parent's or grandparent's car

Marmalade Black Box Insurance

    • No curfews or night time driving restrictions
    • Instant, comprehensive, online cover
    • Self fit black box and smart app
    • Young Driver earns their own No Claims Discount
    • Seamless cover from provisional to full licence
    • The price stays the same when they pass their test!

Discover more about the cover that could suit your young driver the best...

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Unsure what policy to choose?

We’ve got a handy tool to help you figure it out - simply answer a few questions and we’ll show you the options that may suit your young driver best

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Buy a brand new car with FREE Insurance⁴

Help get your child on the road in a safe and new car with Marmalade. Check out our range of brand new cars suited for all young drivers!

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Why choose a Marmalade Black Box policy?

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Cover at every stage

From learner, to full licence and beyond – we have young drivers covered and the price won't go up when they pass their driving test!

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No curfews

Young drivers have the freedom to drive day and night with no unfair curfews or night-time driving restrictions

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Young driver earns NCD!

With our annual insurance they earn their own No Claims Discount whether they're driving their own car or are sharing a parent's car.

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Our drivers are safer drivers

This smart technology makes our drivers are 3 times safer¹ than the national average, offering you peace of mind!

Should I buy a car for my child?

When it comes to getting on the road, one size doesn't fit all. It will very much depend on your own circumstances and affordability as to whether the young driver will need a car of their own. If they're going to be the main driver, it goes without saying that they will need their own car and insurance policy. However if they are only going to be using it less frequently, or are planning on taking a gap year or heading off to uni, it could be more cost effective to share the family car until they need a car of their own or have saved up for their first car!
The great news is that Marmalade has flexible cover options, whatever you choose.

Top 10 cheapest cars to insure for young drivers³

Of course, when your child is setting off on thier driving journey, sooner or later they're probably going to want a car of their own! This car needs to not break the bank, whether that’s the price to buy the car or maintain it! A big cost to factor in is how much it’s going to cost you to insure because, without insurance, they can’t legally drive it. To cut costs, we’ve got the top 10 cheapest cars insured in 2019 on our Black Box Insurance!
  • 1 – Peugeot 107
  • 2 – Citroen C1
  • 3 – Toyota Aygo
  • 4 – Ford KA
  • 5 – Fiat 500
  • 6 – Vauxhall Corsa
  • 7 – Volkswagen Polo
  • 8 – Renault Clio
  • 9 – Ford Fiesta
  • 10 – SEAT Ibiza

Helping young drivers become safer drivers

Can Black Box Insurance make my child a safer driver?arrow
How does it work?arrow
Will there be restrictions on their driving?arrow
Would my driving, as a parent, be monitored?arrow

Helping young drivers become safer drivers

Can Black Box Insurance make my child a safer driver?

It absolutely can encourage safe driving habits, and the stats speak for themselves, as Marmalade Black Box Insurance policyholders are 72% less likely to be involved in an accident than the national average². Of course, the black box doesn't magically improve their driving, but it does encourage them to be more conscious of their driving style - particularly if they are keen to earn their own No Claims Discount at renewal!

Will there be restrictions on their driving?

Nope! We certainly don’t believe there should be – why shouldn’t a young person be able to go out after 10pm? We champion young drivers to be the best possible versions of themselves, so we don’t enforce any curfews or night-time driving restrictions.

How does it work?

Put simply, the black box device is fitted to the car, and whenever the car is driven the box will record data from that journey. With Marmalade’s insurance, the device is monitoring acceleration, braking, and average speed. Journeys are scored Green, Red and Amber based on the data received, and the safer the journey, the better the score! We're not big brother - journeys are only flagged to us if they're driving at risk and have incurred a red journey. Most of our policyholders drive safely and in the green - which all adds up, as our safest drivers earn an extra discount at renewal.

Would my driving, as a parent, be monitored?

If you are driving your child's car as a named driver on their Black Box Insurance policy then your journeys will be taken into account, as we don't know who is driving. However, if the young driver is driving your car using our Named Young Driver Insurance policy, then whilst the journey will be recorded, it won't be taken into account - as the young driver will be logging their journey's with an app.

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