Great savings on annual black box insurance on your own car (previously New Driver Insurance)
Learners and full licence holders
Drivers between 17 & 30 years old
Cover on your own car
Driving someone else’s car
Short term cover
Commercial vehicles or business use
It’s a sad fact that there is a direct correlation between young drivers and car accidents, so some insurers quote sky high premiums based the statistics on the majority. It’s not all bad news though, by offering insurance with a black box we can offer a more tailored insurance premium, rather than one based on young drivers in general.
The black box allows us to monitor driving behaviour and enables young drivers to review their journeys. This reduces the risk of the young driver being involved in an accident and helps them improve their driving skills! Customers who drive safely all year can earn an extra safe driving discount at renewal.
Our black box technology will improve your driving skills and reduces the likelihood of you being involved in an accident by 3 times³
Our black box technology will improve your driving skills and reduces the likelihood of you being involved in an accident by 3 times³
3 quick steps to get covered
Can you drive before the black box is fitted?
Cover can be instant – so you can get straight behind the when once your policy has started! All we ask, is that you fit your black box within 14 days of the start date.
Am I insured to drive other cars?
As your premium is based on a black box being installed in the car you drive, you are only covered to drive the car specified on your policy, so you are not covered to drive other vehicles with this insurance.
What happens if you’re caught speeding with a black box?
The black box measures speed, acceleration and braking, so it will flag on your driving portal where you have been over the speed limit and for how long – you’ll be able to check this after your journey. We’re not concerned about minor mistakes, so if it’s a one off – don’t worry, if you’re aware of it, you’re less likely to do it again. However, if you repeatedly drive at risk, we’ll give to a call to discuss your driving and how you can improve. If the dangerous driving continues (which we’re sure it won’t), you’ll start a red journey process, which you can read more about here. Obviously, if you’re caught by Police or a Speed Camera, you may be subject to a fine and points on your licence.
Can I remove the black box from the car?
Once you have fitted your black box to the car, the box must remain in the car until you're no longer insured with Marmalade. As it is a self-fit box, you could remove this yourself. However, we will stop recording the journeys once your policy ends, so if you prefer you can simply leave it in situ. Should you wish to arrange for an engineer to remove the box, this would be at your own cost.
Is there a mileage allowance on this policy?
We don’t set a mileage cap, however, we do ask you are are honest about the miles you intend to drive in a year when you take out your policy.
Here's what they say...
Instant comprehensive cover & no curfews
Designed exclusively for young drivers
Seamless cover before & after you pass
Smart app & portal to review your driving
Affordable, comprehensive cover
Choose to pay monthly, or in full, with no penalties for driving late or complicated points schemes. Just our best price from the start!
Develop safe driving habits
Review your journeys instantly with our clever app and online portal. Safe driving can earn you an extra discount at renewal!
Choose your mileage & no curfews
Choose your annual mileage when you buy your policy – then get set to feel the freedom of driving when you like, with no curfews!
Cover before and after you pass
Get insurance as a full or provisional licence holder, and we won’t increase the premium when you pass! Just give us a quick call to let us know.
Our claim lines are open 24/7, all year round, if you need to make a claim
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