BLACK BOX INSURANCE

Great savings on annual black box insurance on your own car (previously New Driver Insurance)

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Rated /5 from reviews
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This cover is suitable for:

bullet pointtickLearners and full licence holders

bullet pointtickDrivers between 17 & 30 years old

bullet pointtickCover on your own car

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This cover is not suitable for:

bullet pointclose iconDriving someone else’s car

bullet pointclose iconShort term cover

bullet pointclose iconCommercial vehicles or business use

What is Black Box Insurance?

Black Box Insurance is an affordable way for new drivers to get on the road.

It’s a sad fact that there is a direct correlation between young drivers and car accidents, so some insurers quote sky high premiums based the statistics on the majority. It’s not all bad news though, by offering insurance with a black box we can offer a more tailored insurance premium, rather than one based on young drivers in general.

The black box allows us to monitor driving behaviour and enables young drivers to review their journeys. This reduces the risk of the young driver being involved in an accident and helps them improve their driving skills! Customers who drive safely all year can earn an extra safe driving discount at renewal.

What are the benefits of having black box insurance?

Benefits for the young driver
Benefits for the parent

    • Drive 24/7 with no curfews or night-time driving restrictions
    • Comprehensive cover that allows you to earn your own No Claims Discount
    • Instant cover and a self-fit black box² so there’s no waiting around for an engineer
    • We reward safe driving with an additional discount at renewal for our safest drivers
    • Cover before and after your driving test and the price won’t go up when you pass

    DID YOU KNOW...

    Our black box technology will improve your driving skills and reduces the likelihood of you being involved in an accident by 3 times³

DID YOU KNOW...

Our black box technology will improve your driving skills and reduces the likelihood of you being involved in an accident by 3 times³

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How does Black Box Insurance work?

Black Box insurance involves fitting a small ‘black box’ device into your car which analyses how you drive, your driving style and where you drive. You can also review your driving data on our secure website or app. ,You needn’t worry about us watching your every move as we’re only monitoring dangerous journeys¹, and your overall driving score when it comes to renewal – as we offer an extra discount to our safest drivers on renewal.
Our Black Box will measure:
  • Speed
  • Acceleration
  • Braking
  • Location and distance driven

3 quick steps to get covered

1
Get a quote
Get a quote in minutes and it will stay valid for 30 days (provided the details stay the same). You can pay in one go, or monthly, and if your ready to get driving you can be covered straight away!
2
Fit your black box
There’s no waiting in for an engineer or fitting fees². You’ll receive a self-fit black box in the post complete with instructions. Just fit the black box to your car within 14 days.
3
Check out your driving app
Once your black box is fitted – you’ll be able check out your journeys and see your driving score instantly. At renewal, if you’ve driven well all year, you’ll get an extra discount for safe driving!

Frequently asked questions

Can you drive before the black box is fitted?

Cover can be instant – so you can get straight behind the when once your policy has started! All we ask, is that you fit your black box within 14 days of the start date.

Am I insured to drive other cars?

As your premium is based on a black box being installed in the car you drive, you are only covered to drive the car specified on your policy, so you are not covered to drive other vehicles with this insurance.

What happens if you’re caught speeding with a black box?

The black box measures speed, acceleration and braking, so it will flag on your driving portal where you have been over the speed limit and for how long – you’ll be able to check this after your journey. We’re not concerned about minor mistakes, so if it’s a one off – don’t worry, if you’re aware of it, you’re less likely to do it again. However, if you repeatedly drive at risk, we’ll give to a call to discuss your driving and how you can improve. If the dangerous driving continues (which we’re sure it won’t), you’ll start a red journey process, which you can read more about here. Obviously, if you’re caught by Police or a Speed Camera, you may be subject to a fine and points on your licence.

Can I remove the black box from the car?

Once you have fitted your black box to the car, the box must remain in the car until you're no longer insured with Marmalade. As it is a self-fit box, you could remove this yourself. However, we will stop recording the journeys once your policy ends, so if you prefer you can simply leave it in situ. Should you wish to arrange for an engineer to remove the box, this would be at your own cost.

Is there a mileage allowance on this policy?

We don’t set a mileage cap, however, we do ask you are are honest about the miles you intend to drive in a year when you take out your policy.

Our customers love us - Here's what they say...

Here's what they say...

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Trust Pilot Score
Rated /5 from reviews
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Named Young Driver Insurance

Driving a parent’s car

  • Alternative to being a named driver
  • Earn your own No Claims Discount
  • Fully comprehensive cover
  • No risk to parents’ No Claims
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Cars for Young Drivers

New car and insurance deals

  • 12 months’ Free Insurance*
  • Low deposit from £500
  • Wide range of new cars
  • 12 months’ breakdown cover

Why insure with us

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Instant comprehensive cover & no curfews

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Designed exclusively for young drivers

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Seamless cover before & after you pass

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Smart app & portal to review your driving

Why choose our black box insurance?

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Affordable, comprehensive cover

Choose to pay monthly, or in full, with no penalties for driving late or complicated points schemes. Just our best price from the start!

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Develop safe driving habits

Review your journeys instantly with our clever app and online portal. Safe driving can earn you an extra discount at renewal!

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Choose your mileage & no curfews

Choose your annual mileage when you buy your policy – then get set to feel the freedom of driving when you like, with no curfews!

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Cover before and after you pass

Get insurance as a full or provisional licence holder, and we won’t increase the premium when you pass! Just give us a quick call to let us know.

Making a claim

Our claim lines are open 24/7, all year round, if you need to make a claim

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