5 Ways Marmalade Saves Young People Money on Their Car Insurance

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How to save money on your car insurance

Do you think it’s unfair that young people have to pay over the odds for car insurance? So do we – it’s the reason Marmalade was launched in the first place! We’re all about helping young drivers save as much money as possible on their car insurance – and here are five tips to help you take advantage of that.

1 – The black box is your friend

The black box is a tiny device that hides under your bonnet and could save you a lot of money. Pretty great, right? Don’t just have to take our word for it. Here are some stats to show you just how great it is!

• The black box isn’t there to catch you out! 90% of customers have green journeys (green means good!) and less than 1% of journeys were red (red means unsafe).¹ Plus, customers save on average 26% at their first renewal with safe driving!

• Instant cover with a self-fit black box² so there’s no waiting around for an engineer

• Our young drivers are nearly 4 times safer on the road than the national average!³

The great benefits of a black box don’t stop there either. Get cover as a learner and you could save on average £265! The best part? You won’t see the price go up after passing your test!

2 – Do you really need your own car?

If you want to save even more money on your car insurance (I mean, who wouldn’t?) then maybe it’s time to consider whether, as a young driver, you need your own car at all? Now you might find that being added to your parents’ insurance as a named driver will cost a small fortune, but there are still ways to save – you just need to find a great insurer to help you *cough* us *cough*. Our Named Young Driver Insurance is an additional policy for the young driver on a parent’s car, which has some amazing benefits!

• Car owners don’t need to worry! If the young driver has to make a claim, their own No Claims Discount won’t be affected

• Young drivers themselves will start to earn No Claims Discount!

• You can pay monthly with no interest

And guess what – picking up this cover when you’re a learner will see you saving too – on average around £200 on your annual policy. Winning!

3 – Only get insurance when you need it

If you’re a full-time student living away from home, you probably don’t need an annual insurance policy. Let’s face it – it’s not practical or cheap. Add the costs of fuel, parking and maintenance on top of actually living on your student loan, and you’ll see your money run out before you’ve even made it to your first lecture.

Many students only really need access to a car when they’re home for the holidays. Short term policies can range from 7 to 28 days to make sure you’re covered for everything from a reading week spent at home, to the summer break you’ve been waiting for.

4 – Save money before you’ve even passed

Driving lessons are expensive (we know that) but they’re also vital if you want to pass your driving test. This doesn’t stop us from wanting to save young drivers money though, so here's a tip to help.

Extra practice outside of your driving lessons is a great way to cut costs because you can perfect what you’re learning with a driving instructor, in your own time. All you need to do is get insured on a friend or relatives’ car, and as long as they’re over 25 and have a full licence they can take you out driving in their car. Marmalade learners are 23% more likely to pass first time so you'll save money on rebooking tests too!

5 – Get insurance for FREE!⁴

Buying a car can be expensive, and so can insurance – so wouldn’t it be great if you could get a new car and not have to worry about paying for your insurance too?

Well, this is where Marmalade come in (it’s almost like we have an answer for everything). If you buy one of our brand-new cars on finance, we’ll give you a year’s insurance for free!⁴ Phew, that's one less thing to worry about!

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